Background
One year ago, Finley and Cross River published an in-depth guide to raising debt capital.
In that guide, we covered the basics of raising a warehouse facility, with a focus on fintechs (think Ramp or Coast) that needed to raise debt to scale their originations. We answered common questions that we'd gotten over the course of helping dozens of companies raise debt capital.
Yet while many found startups that guide helpful, we realized that that guide didn't address an important aspect of capital strategy: how to scale beyond a first credit facility. Once debt capital borrowers have more of a track record, they are able to negotiate better terms and explore other types of financing as they raise debt capital.
Now, we're excited to announce a follow-up publication: The Complete Guide to Raising Additional Debt Capital. This resource is a great resource for fintechs and other companies that want to add an additional credit facility or explore options like forward flow arrangements and securitization.
👉 Download the Finley-Cross River guide to raising additional debt capital
What You'll Learn
The previous guide, A Fintech’s Guide to Debt Financing, covered the basics of raising an asset-backed credit facility from start to finish. This guide covers the additional topics that finance and capital markets leaders must consider as they continue to grow.
While no two fintech and specialty finance companies are identical, all companies seek to secure funding to preserve low borrowing costs, operational flexibility, and ease of capital management. By moving from a single form of debt capital to a combination of multiple forms, fintech and specialty companies can better align their financing strategy with their growth objectives, manage risks more effectively, optimize costs, and enhance overall financial stability and flexibility.
But transitioning from one credit facility to a mix of debt instruments requires careful planning and execution.
This guide will give you the insights and strategies you need to effectively manage and leverage various debt instruments to support your company’s growth. This guide explores three funding sources to consider for your next debt capital raise:
We’ll also cover choosing the right debt instruments, negotiating the best terms, best practices for post-close management, and the most important KPIs to track to measure success.
👉 Download the Finley-Cross River guide to raising additional debt capital
Want to learn more about Finley and Cross River Bank?
Finley is debt capital management software that helps lenders and borrowers save time and money by automating routine credit facility management tasks. Today, Finley manages billions in debt capital for borrowers and asset managers like Ramp, Valley Bank, and Navan. If you're interested in learning more about software that can help you streamline your debt capital raise and management, just schedule a demo or take a self-guided product tour of Finley. We'd love to chat!
