Over the past two years, we’ve heard the same thing from our clients over and over.
They chose Finley for loan servicing and portfolio monitoring. They liked having one platform for their day-to-day operations. But when it came to backup servicing, verification, and borrowing base validation, they were still managing separate providers with separate data feeds, separate contracts, and all the reconciliation headaches that come with it.
We kept asking ourselves: why should the operational infrastructure for a deal live in four different places?
Today, we’re announcing that it doesn’t have to.
What’s new
Finley now offers a full suite of credit administration services alongside our existing loan servicing and portfolio monitoring platform:
- Backup servicing in cold, warm, and hot configurations, backed by $11.5B+ in assets under management. Your backup servicer stays current with your portfolio data and servicing workflows so the transition is seamless if it’s ever needed.
- Verification agent services including independent loan tape testing, performance metric recalculation, and ongoing trigger monitoring. The kind of independent oversight that gives investors and rating agencies confidence in your reporting.
- Borrowing base verification for warehouse facilities, asset-based lending, and subscription finance. Independent validation of the collateral calculations that determine your borrowing capacity.
- Collateral management with continuous monitoring of asset eligibility, concentration limits, and exception tracking across your structured transactions.
- Fund administration covering data aggregation, cash management, reconciliation, accounting, investor reporting, and capital calls.
How we got here
These capabilities come through our combination with Concord, a credit administration firm with 35 years of experience, 5 million+ accounts under management, and $60B+ in assets. Concord has been a trusted name in credit administration for decades, and their operational expertise is now available directly through the Finley platform.
What that means in practice: your loan servicing, portfolio monitoring, backup servicing, and verification all share the same data infrastructure. You’re not reconciling across providers or wondering if your backup servicer’s data matches your primary servicer’s data. It’s one platform with one team managing it.
What stays the same
Everything you already rely on. The Finley platform, our loan servicing and portfolio monitoring capabilities, our AI features, our team. We’re adding to the platform, not changing it.
What’s next
If you’re a current Finley client, your account team can walk you through how these services apply to your portfolio. If you’re evaluating Finley for the first time, we’d love to show you what complete deal lifecycle coverage looks like.
